Neighborhood
Community Bank - Our Rates
Effective
April 23, 2008
Neighborhood
Community Bank's Automated Phone Service - (770) 683-6233 or
(770) 683-6232
| ACCOUNT
TYPE |
ANNUAL
PERCENTAGE
YIELD |
INTEREST
RATE |
MINIMUM
TO OPEN |
| CERTIFICATE
OF DEPOSIT |
| 30 Day |
.90 |
.90 |
$500.00 |
| 90 Day |
1.15 |
1.14 |
$500.00 |
| 182 Day |
3.25 |
3.20 |
$500.00 |
| 1 Year |
3.10 |
3.05 |
$500.00 |
| 18
Months |
2.95 |
2.91 |
$500.00 |
| 2 Year |
2.85 |
2.81 |
$500.00 |
| 3 Year |
2.70 |
2.66 |
$500.00 |
|
EARLY
WITHDRAWALS FROM CDs ARE SUBJECT TO INTEREST
PENALTIES.
|
|
| INDIVIDUAL
RETIREMENT ACCOUNTS (IRAs) CERTIFICATES OF DEPOSIT |
| 1 Year |
3.10 |
3.05 |
$500.00 |
| 18 Month |
2.95 |
2.91 |
$500.00 |
| 2 Year |
2.85 |
2.81 |
$500.00 |
| 3 Year |
2.70 |
2.66 |
$500.00 |
EARLY WITHDRAWALS
FROM IRA CDs ARE SUBJECT TO INTEREST PENALTIES.
|
| *MONEY
MARKET (PERSONAL & COMMERCIAL) |
| Tier 1 - $2,500.00 - $6,999.99 |
1.35 |
1.34 |
$2,500.00 |
| Tier 2 - Over $7,000.00 |
2.00 |
1.98 |
$2,500.00 |
|
|
*PRIME MONEY MARKET
ACCOUNT |
| Tier 1 - $2,500.00 - $6,999.99 |
1.34 |
1.35 |
$2,500.00 |
| Tier 2 - $7,000.00 - $24,999.99 |
1.98 |
2.00 |
$2,500.00 |
| Tier 3 - $25,000.00 -$49.999.99 |
2.96 |
3.00 |
$25,000.00 |
| Tier 4 - Over $50,000.00 |
3.20 |
3.25 |
$50,000.00 |
|
| *LIFE ACCOUNT
(CHECKING) |
| Tier 1 - $0 - $2,999.99 |
1.50 |
1.49 |
$3,000.00 |
| Tier 2 - $3,000.00 - $9,999.99 |
1.75 |
1.73 |
$3,000.00 |
| Tier 3 - Over $10,000.00 |
2.25 |
2.22 |
$3,000.00 |
|
| *PREMIUM
CHECKING & BUSINESS CHECKING W/ INTEREST |
| Tier
1 - $100.00 - $2,499.99 |
.65 |
.65 |
$100.00 |
| Tier
2 - Over $2,500.00 |
1.16 |
1.15 |
$100.00 |
|
| *EASY
SAVINGS |
| Tier
1 - $100.00 - $9,999.99 |
.65 |
.65 |
$100.00 |
| Tier
2 - Over $10,000.00 |
1.50 |
1.49 |
$100.00 |
|
| CHRISTMAS
CLUB |
.65 |
.65 |
$5.00 |
|
| RATES
ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES MAY CHANGE AFTER ACCOUNT OPENING. INTEREST ON
DEPOSIT ACCOUNTS, OTHER THAN CDS, IS CREDITED AT
THE CLOSE OF THE STATEMENT CYCLE AND IS CALCULATED
USING THE DAILY BALANCE METHOD. INTEREST BEGINS TO
ACCRUE NO LATER THAN THE BUSINESS DAY FOLLOWING THE DATE OF THE DEPOSIT OF NON-CASH ITEMS (FOR
EXAMPLE, CHECKS). FEES CHARGED TO ACCOUNTS COULD
REDUCE EARNINGS.
*Please refer to
our Products &
Services page for account information |
|
Online Banking
